Am I able to do Lay-By and if so, how long do I have to pay it off?

Am I able to do Lay-by, and if so how long do I have to pay it off?
If you can't afford to pay for a purchase straight away, don't panic, we do lay-by! If you wish to use lay-by, we require a non-refundable 20% deposit.
Purchases under $250.00 must be paid within 4 weeks.
Purchases over $250.00 must be paid within 6-8 weeks.

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